What is a deposit bond?

When buying a property or land, you have to provide a cash deposit, normally up to 10% of the purchase price. This deposit is used to guarantee the commitment of the buyer to the contract of sale.

If you are looking to buy, but do not have ready or convenient access to the 10% cash deposit required, a deposit bond may be the solution you are looking for.
There are many reasons why you could benefit from a deposit bond:

✓  Borrowing 100% of the purchase price with the loan funds only available at settlement;

✓  Purchasers who do not have the cash deposit when entering into a contract of sale;

✓  Purchasers or investors who have their assets tied up in property and are cash poor;

✓  Buying and selling simultaneously;

✓  Your cash is working harder for you elsewhere, like your offset account and it can make financial sense to use a deposit bond instead.

Whatever the reason deposit bonds are a smart and viable alternative that can make it easier for you to purchase property or land when you do not have ready access to the 10% cash deposit required.

Ready to Apply? Refer to our Concierge team for the easiest way to obtain a deposit bond.

If you are settling within 6 months, and have obtained a loan approval or have unconditional proof of funds to settle on your purchase, you can refer to our concierge team.

Simply complete the Concierge referral form below.  Here’s what you can expect:

  • You will get a Pre-Approval within 15 minutes;
  • Your application will be sent to you within 1 business hour for eSigning with Docusign;
  • Once your application is signed & payment is made, we will dispatch your deposit bond within 1 business hour. Sounds easy? It is!
  • The one-off deposit bond fee is 1.3% of the deposit amount required.

Click the button below to upload your documents and to get your application underway.

Refer to Concierge Team!

Want to learn more about what is a deposit bond and how they work?

Below you will find a selection of some handy resources that will help you understand what deposit bonds are and how they work.

Watch our few of our short videos on deposit bonds:
Video 1: What is a deposit bond overview (3 mins viewing time)

Video 2: What is a deposit bond overview (1 min viewing time)

Video 3: 4 Things Vendors Need To Know When Considering a Deposit Bonds versus a Cash Deposit (1 min viewing time)

[INFOGRAPHIC] – ‘Everything You Need To Know About Deposit Bonds’

Check out our infographic that has everything you need to know about deposit bonds and will answer all your questions. To view, please click on the image below, or click here. To download a PDF copy of our infographic please click here.

Refund policy for off-the-plan:

Under Deposit Assure’s new policy, buyers will be eligible for a pro rata refund of their premium, where your purchase settles more than 6 months before the expiry date of the deposit bond, up to a maximum value of 18 months. To claim the refund, we must receive (a) written proof of the actual settlement; (b) the ‘original’ Deposit Bond; and (c) notice of your intent to apply for a refund within 45 days of the Settlement Date.

Other relevant links you may be interested in:

Want to work out the costs for a deposit bond? Get an instant quote using our Fee Calculator.

Getting ready for an auction? Learn more here.

*Concierge service only available on Express Applications.

Apply for a deposit bond



  • Purchasing as an individual.
  • Settling within 6 months.
  • Proof of funds to complete purchase: either finance approval
    or other proof of funds like a sale contract.


  • Settling over 6 months.
  • Purchasing off the Plan.
  • Purchasing in a Super Fund, Company or Trust.

Got Questions? - Get in touch with us

4,000 Registered
6,500 Deposit AssureBonds Issued