What is a deposit bond?

When buying a property or land, you have to provide a cash deposit, normally up to 10% of the purchase price. This deposit is used to guarantee the commitment of the buyer to the contract of sale.

If you are looking to buy, but do not have ready access to the 10% cash deposit required, a deposit bond may be the solution you are looking for.
There are many reasons why you could benefit from a deposit bond:

✓  Borrowing 100% of the purchase price with the loan funds only available at settlement

✓  Purchasers who do not have the cash deposit when entering into a contract of sale

✓  Purchasers or investors who have their assets tied up in property and are cash poor

✓  Buying and selling simultaneously

✓  Your cash is working harder for you elsewhere, like your offset account and it can make financial sense to use a deposit bond instead.

Whatever the reason deposit bonds are a smart and viable alternative that can make it easier for you to purchase property or land when you do not have ready access to the 10% cash deposit required.

Want some help to see if a deposit bond is right for you?

Our deposit bond concierge team in Australia, will assess your situation and if a deposit bond is what you need, we will go ahead and take care of your application for you so you can focus on what you do best!*

Our concierge officers, will guide you through the entire process, from start to finish.

Here’s how it works:


If you are unsure about whether you a eligible or require a deposit bond, our deposit bond concierge team will assess your situation and let you know either way!

Yes, I would like a concierge officer to call me.



Want to learn more about what is a deposit bond and how they work?

Below you will find a selection of some handy resources that will help you understand what deposit bonds are and how they work.

Watch our short video on ‘Everything You Need To Know About Deposit Bonds’

Watch our short video below, you will understand what deposit bonds are and how they can work for you.

[INFOGRAPHIC] – ‘Everything You Need To Know About Deposit Bonds’

Check out our infographic that has everything you need to know about deposit bonds and will answer all your questions. To view, please click on the image below, or click here. To download a PDF copy of our infographic please click here.

For More Information: Live Chat With Us Now! Download our information pack, Call us on 1300 798 797 or Email Us.


Refund policy for off-the-plan:

Under Deposit Assure’s new policy, buyers will be eligible for a pro rata refund of their premium, where your purchase settles more than 6 months before the expiry date of the deposit bond, up to a maximum value of 18 months. To claim the refund, we must receive (a) written proof of the actual settlement; (b) the ‘original’ Deposit Bond; and (c) notice of your intent to apply for a refund within 45 days of the Settlement Date.

Interested in getting a deposit bond? Get started today. Download the relevant supporting documents checklist:

Buying and Selling checklist
Buying and Established Home checklist
Buying Off-The-Plan checklist
Buying an Investment Property checklist
First Home Buyer checklist
Buying without Finance Approval checklist


Other relevant links you may be interested in:

Want to work out the costs for a deposit bond? Get an instant quote using our Fee Calculator.

Getting ready for an auction? Learn more here.

*Concierge service only available on Express Applications.

Apply for a deposit bond



  • Purchasing as an individual.
  • Settling within 6 months.
  • Proof of funds to complete purchase: either finance approval
    or other proof of funds like a sale contract.


  • Settling over 6 months.
  • Purchasing off the Plan.
  • Purchasing in a Super Fund, Company or Trust.

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