Buying & Selling?

Selling and buying a new home?  If you are, and your equity is tied up with the sale of your property, a deposit bond can help you secure your new property in absence of a cash deposit.

Whether you are upsizing or downsizing, it is quite common for homebuyers needing to buy and sell.  In this situation, homebuyers can turn to a deposit bond as the most convenient and cost effective solution to secure the deposit you need (up to 10% of the purchase price) for your new property purchase until the release of your funds from your sale.

You could be:

✓ A young family selling your existing home and buying a new home on the same day (up-sizing)

✓ A retiree selling to downsize and intend to buy a smaller home at the same time. (downsizing)

If this sounds like you, a deposit bond could be what you need to secure your new property.

Below is an illustrative example how deposit bonds can be used for a simultaneous buy & sell:
Deposit Bond: Buying & Selling Simultaneously

Ready to apply for a deposit bond to secure your new property?

We want to make it easier for Australian’s to purchase their new property using a deposit bond so we why not leave all the hard work to us and let us prepare and apply for your deposit bond application for you!

Our deposit bond concierge team, will assess your situation and if a deposit bond is what you need, we will go ahead and take care of your application for you so you can focus on what you do best!

Our concierge officers, will guide you through the entire process, from start to finish.

Here’s how it works:

If you are unsure about whether you a eligible or require a deposit bond, our deposit bond concierge team will assess your situation and let you know either way!

Yes, I would like you to apply for a deposit bond for me.


Is this your situation? Download your own checklist here.
Apply online yourself:

If you don’t want us to lodge your application for you then you can proceed to fill out our online application yourself. 

For buying and selling scenarios where settlement is within 6 months and where you will have the funds to settle (either through obtaining finance or from the sale of your property) you can apply using our express application.  For all other scenarios, apply using our standard application. Click on the links for each application to learn more.

Do you have approval from the vendor?(Important)

Firstly before you apply for your deposit bond, we strongly recommend that you seek approval from the real estate agent and the vendor before you lodge and apply for a deposit bond.  This is just to ensure that you are transparent with them about wanting to use a deposit bond instead of a cash deposit to secure your property. Our deposit bonds are backed by QBE insurance which can provide certainty to vendors and real estate agents, that our bonds will be honoured.

Refund policy for off-the-plan:

Under Deposit Assure’s new policy, buyers will be eligible for a pro rata refund of their premium, where your purchase settles more than 6 months before the expiry date of the deposit bond, up to a maximum value of 18 months. To claim the refund, we must receive (a) written proof of the actual settlement; (b) the ‘original’ Deposit Bond; and (c) notice of your intent to apply for a refund within 45 days of the Settlement Date.

Other relevant links you may be interested in:

Want to learn more about deposit bonds and how they work? Click here.

Want to work out the costs for a deposit bond? Get an instant quote using our Fee Calculator.

Learn more about our deposit bond concierge service.

5 simple reasons why you should choose a Deposit Assure bond?- Learn more

Check out our infographic that has everything you need to know about deposit bonds and will answer all your questions. Click here. To download a PDF copy of our infographic please click here.

Deposit Assure are an Agent of QBE Insurance (Australia) Limited ABN 003 191 035

Apply for a deposit bond



  • Purchasing as an individual.
  • Settling within 6 months.
  • Proof of funds to complete purchase: either finance approval
    or other proof of funds like a sale contract.


  • Settling over 6 months.
  • Purchasing off the Plan.
  • Purchasing in a Super Fund, Company or Trust.

Got Questions? - Get in touch with us

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